“Since working with Jacinthe, our net profit has increased 225% in 18 months. Knowing I have money in the bank, making decisions that are actually serving my business and backed by financial strategy has had a tremendous impact on the success of Crisp Media in the past two years.”

~Christine Pilkington | Founder & CEO, Crisp Media Inc.

Take your relationship with biz finances from head-in-the-sand to confident & clear.

Book a zero pressure, no obligation call.

Tame your cashflow, increase your profits, pay yourself more, take a vacation.

With Koddo & Co.’s Fractional CFO-led Services, the possibilities for your agency are endless. Our proven track record for our clients speaks for itself.

By partnering with us in, you'll gain access to an extensive range of financial expertise without the costs associated with a full-time CFO (which can range from $150K-$300K/year).

Does any of this sound familiar?

  • “I constantly feel on the edge of burnout, but can I afford to hire someone?”

  • “I haven’t taken a vacation since I started my business and have only paid myself the bare minimum to get by. When will I finally be able to pay myself a $100K+ salary and take a break?”

  • “I feel like all I see is money coming in and then going straight back out of my bank account. How do I know if I’m actually making any money?”

  • “I’m 3 years behind on my corporate and GST tax payments and owe 10’s of thousands of dollars but where do I even start?”

First, know that you’re not alone.

These are common problems creative agency owners face just like you.

On top of that, it’s likely that no one has taken the time to teach you how to manage your money or explained it in a way your creative brain can understand, right?

That’s why Koddo & Co. exists.

Jacinthe Koddo Fractional CFO

“My clients call me their financial fairy godmother.

Running a thriving agency or firm is exhilarating, but let's face it – handling your biz finances can be overwhelming.

As an Interior Designer turned serial biz owner turned Fractional CFO, I've navigated the ins-and-outs of small business finance since 2009, and can relate to everything you’re feeling.

Now I help creative-brained biz owners just like you to tame your cash flow and increase your profits, all with zero shame or judgment.”

Meet Jacinthe.

Tailored Solutions

Achieve financial peace of mind by working with us through our Fractional CFO-led services.

  • Have a bookkeeper onboard but have no clue if they’re doing a good job or what the reports they send to you even mean?

    Have a bunch of spreadsheets – a budget here, a potential client tracking sheet there, numbers for proposals stuck in your head – that you’re losing track of?

    Have an expert set of eyes on your financials with The Financial Document Review.

    We’ll review your bookkeeping system, Profit & Loss, Balance Sheet, budgets, scoping calculators and sales trackers, to identify what’s working, where the gaps are and what next steps to take so you can gain control of your agency’s finances.

    Book a call to explore what’s right for you.

  • Struggling with pricing every time you put together a proposal?

    Stuck in hourly pricing and seeing that it’s not serving your agency or firm’s growth?

    Want to move to value-based pricing but not sure if you’ll actually make any money?

    The Pricing Deep Dive project will bring instant clarity to your pricing, giving you a framework to work within so you know exactly how much should be quoting at and how much margin you should have leftover on your proposals.

    You’ll gain best practice methods for pricing your services, a custom pricing calculator to use on every proposal, and gain the confidence to price in a way that’ll sustainably grow your agency or firm.

    Book a call to explore if this is right for you.

  • On the brink of burnout and desperately need to grow your team?

    Feel like you’ve got your head in the sand, unable to get a handle on if you’re actually making any money?

    Have CRA debt lurking at the back of your mind, causing you to lose sleep?

    The Financial Roadmap Package covers four core areas of your business (vision, pricing + sales, expenses + cashflow, and cyclical financial rhythms). It becomes the command central for running your business with an eye on profit and cashflow.

    Making a plan to pay off debt, determining when you can increase your salary or when you can hire, and what it’ll take to get to your big scary revenue goals is totally achievable when you’ve got your Financial Roadmap in place.

    Book a call to explore if this is right for you.

  • Too busy to even think about your business financials and yet still having them keep you up at night?

    Looking for a more solid strategic plan to build and manage next year’s budget?

    Not a numbers person, and looking for someone to guide you as you scale your business?

    The Fractional CFO Retainer brings capacity to your leadership team and takes the financial responsibility off your plate.

    Jacinthe becomes the liaison with your bookkeeper, tax accountant, and any other financial people you or the business needs to consult with.

    You gain a sounding board at the highest business level in your business so you’re no longer alone at the top.

    Book a call to explore if this is right for you.

  • Get in touch. Book a call and let’s chat.

Inquire for pricing and timelines. Pricing is based on size and complexity of your business.

This is a no pressure, zero obligation call.

“I had no visibility on what I was making or what I was capable of doing. I was too busy to be able to focus on it. Since working with Jacinthe, I incorporated my company, hired my first employee, and got an office space!”

- Monica Jeffers Mcleish | CEO & Founder | MONARC Interiors

This is a no pressure, zero obligation call.

Is this you?

Your agency or firm is around $500K-$1M+ in annual revenue, you’ve been in business for 5+ years, you have at least 5 employees and/or subcontractors, and you have thoughts like:

  • You have a budget spreadsheet or collection of spreadsheets, that you’re having a hard time keeping up to date.

    A weekly cash flow, a tracker to ensure you know who you owe money to, a messy sheet where you’ve plugged away at what growth might look like in a few years, you have a cash flow planner that you downloaded a while back, but you’re not sure if you’re doing it right and you want an expert to tell you where your gaps are.

    Our Financial Document Review could be a great place to start.

  • You only speak with your accountant once or twice per year, and don’t understand what they’re saying to you most of the time.

    Your bookkeeper is great, but she isn’t able to help you understand what’s going on with the big picture of your financials or make a plan for growth in the next 2-4 years.

    You feel like you need a stronger financial presence in the company to take this worry off your shoulders.

    Our Fractional CFO Retainer could be a great place to start.

  • You’re overwhelmed with client work.

    You’ve just landed a giant client and are panicking about if you can afford to hire more help.

    You look at your bank balance and your eyes glaze over.

    You feel like money is coming in and out, you’re making financial decisions by gut only, and you’re feeling super uneasy about the whole situation.

    You don’t have any tools in place to make forecasting your cash flow more predictable.

    Our Financial Roadmap Package could be a great place to start.

“Since working with Jacinthe, it’s given me permission to make the choices I need to grow my business. We’ve hired a couple of people—I hadn’t even aspired to do that! I can now envision what’s possible and literally make it happen.”

- Alyson Gourley-Cramer | CEO & Founder | Monogram Communications

This is a no pressure, zero obligation call.

What the heck is a Fractional CFO?

A Fractional CFO is the person who oversees all the financial parts (AKA The Black Hole) of your business.

They are the conduit between you, your bookkeeper and your tax accountant, and they leverage information from your books to help you scale your creative agency profitably, manage your cashflow, forecast your revenue and plan wisely for expenses.

When you hire Koddo & Co. through one of our tailored packages, you’ll get a financial coach, a business advisor, a financial project manager, and an expert sounding board (aka Financial Fairy Godmother) who will guide you through making solid financial decisions for your business.

Frequently Asked Questions

  • Your accountant (likely your tax accountant) and your bookkeeper are super important. And, they only work on their respective areas.

    A Fractional CFO is the person who oversees all the financial parts (AKA The Black Hole) of your business.

    A fractional CFO can help you make a plan to:

    • pay off years of tax debt

    • figure out who you can afford to hire

    • pay yourself more

    • get a handle on your cash flow

    They are the conduit between you, your bookkeeper and your tax accountant, and they leverage information from your books to help you scale your creative agency profitably, manage your cashflow, forecast your revenue and plan wisely for expenses.

    When you hire Koddo & Co. through one of our tailored packages, you’ll get a financial coach, a business advisor, a financial project manager, and an expert sounding board (aka Financial Fairy Godmother) who will guide you through making solid financial decisions for your business.

  • We get it! Running a creative agency is a lot. Exhilarating, exhausting, exciting, rewarding but also ever consuming, without adding something else to your plate.

    By working with a Fractional CFO, you’re bringing in a partner to bring capacity to you as the business owner. They will take on the financial oversight of the business, taking things off your plate.

    You’re also getting a sounding board and business advisor, taking the loneliness and stress out of being the owner of your business.

    Your time commitment may be as low as a couple hours per month. It’s all dependent on the type of engagement. But know that you’re not bringing someone on who is simply telling you what to do and leaving. A fractional CFO actually establishes what needs to be done and executes on it.

  • Creative agency owners between $500K-$1M+ in annual revenue, have been in business for 5+ years, and have at least 5 employees and/or subcontractors.

    We generally work with companies in the following industries:

    • Interior Design + Architecture

    • Videography + Film Editing

    • Landscape Design

    • Graphic Design + Branding

    • Marketing

    • Communications

    • Public Relations

    • and more!

  • As fellow entrepreneurs, we relate to your journey as a small business owner and meet you exactly where you are.

    We are not a big agency for whom clients are just a number. We stand by your side, becoming a sounding board to help you make informed financial decisions.

    Our work is tailored for you – we specialize in creative agencies and firms between $500K-$1M+ in annual revenue, who have been in business for 5+ years, and have at least 5 employees and/or subcontractors.

  • As the owner, you are the one who fixes everything, losing sleep over ALL the problems that arise. The burden of hand-holding everyone and feeling exhausted takes a toll on your well-being, hindering your ability to focus on the creative aspects of your agency.

    Without the guidance of a Fractional CFO, consequences like these can be severe.

    You may end up late by months (or years) on your tax filings and short on cash to pay your taxes, leading to penalties and potential legal issues.

    Additionally, if not watched carefully, the common combination of slow-paying clients and ballooning expenses as you hire support, may result in cash crunches that cause you even more stress. Don't let these financial pitfalls impede your progress and put your agency's financial stability at risk.

    The sooner you understand what’s going on with your finances, the sooner you can stop bleeding money and start regaining profit, cash flow, and your peace of mind.

Ready to explore Fractional CFO Services?

Book a complimentary 20-minute consultation and speak directly with Jacinthe about your business.

This is a no pressure, zero obligation call.

“There was never a stupid question. I was always met with complete kindness and I always felt like Jacinthe had my best interests in mind.”

- Aspen Peggs, Northern Primrose Consulting, Financial Roadmap Client